| Management of the account |
| Account opening | €0 |
| Account maintenance | €0 |
| Customer service | €0 |
| Notifications | €0 |
| Providing a debit card |
| Card issuance | €0 |
| Monthly fee | €0 |
| Per purchase fee, except quasi-cash and foreign currency transactions | €0 |
| Quasi-cash* transaction fee | €200 per month free, then 2% |
| Foreign currency transaction fee | 1% |
| Extra virtual card | €0 |
| Plastic card delivery for any new card order | €5 |
| Plastic card replacement delivery for any existing card that was lost, stolen, not collected from the post or requested to be reissued by you | €3 |
| Adding money |
| Add Money from a consumer EEA card | €0 |
| Add Money from Google Pay/ Apple Pay | €0 |
| Add Money from a non-EEA card | 3% |
| Add Money from a commercial card | 3% |
| Incoming Bank Transfer | €0 |
| Receive a Paylink payment from an EEA card | 1.3% + €0.10** |
| Receive a Paylink payment from a non-EEA card or a commercial card | 2.7% + €0.10** |
| Receive a Joompay Payment | €0 |
| Sending money |
| Send a Joompay Payment from your Joompay balance | €0 |
| Send a Joompay Payment from a consumer EEA card | €0 |
| Send a Joompay Payment from a commercial card | 3% |
| Send a Joompay Payment from a non-EEA card | 3% |
| Outgoing Bank Transfer | 3 transfers per month free, then €1 each |
| Cash withdrawal |
| ATM balance inquiries | €0 |
| ATM withdrawals | 5 withdrawals or €200 per month free (whichever comes first), then 2%, €1 minimum per withdrawal |
| Other |
| Inactivity fee | €0 |
| Top-Up Chargeback Fee | €30 |
*Quasi-cash transaction means a card transaction that is similar or easily converted to cash and marked as such by the payment schemes, which typically represents a top-up of a wallet, account or a virtual card, a top-up of a betting or gaming provider, etc.
**These fees are waived by us for the first 3 months from the date when the Paylink functionality is made available to you.