Schedule 2 — Our Fees

Effective Date: These Fees apply to all customers who accept our terms during the account opening process on or after 1 May 2021, and to any customers who opened their accounts prior to this date starting from 1 July 2021. Please see the previous version of the General Terms and Conditions, including Schedule 2 (Out Fees), here.

Management of the account
Account opening€0
Account maintenance€0
Customer service€0
Notifications€0
Providing a debit card
Card issuance€0
Monthly fee€0
Per purchase fee€0
Foreign currency transaction fee1%
Extra virtual card€0
Plastic card delivery€5
Plastic card replacement€3
Adding money
Add cash from a consumer EEA card€0
Add cash from Google Pay/ Apple Pay€0
Add cash from a non-EEA card3%
Add cash from a commercial card3%
Direct deposit by SEPA credit transfer€0
Receive Paylink payment from a card3% + €0.10
Receive P2P Payment€0
Sending money
P2P Payment from Joompay balance€0
P2P Payment from a consumer EEA card€0
P2P Payment from a commercial card3%
P2P Payment from a non-EEA card3%
Cash out by SEPA credit transfer3 transfers per month free, then €1 each
Cash withdrawal
ATM balance inquiries€0
ATM withdrawals2%, €2 minimum
Other
Inactivity fee€0
Top-Up Chargeback Fee€30